Your money. Your goals.
Your future.

Enter all the money coming into your household each month. Use your take-home (after tax) pay — not your gross salary. Include every income stream you have, from your main job to side hustles, rent, or investments. The more accurate you are here, the better your whole budget will be. Everything updates automatically as you type! 💰

Enter your net (take-home) monthly income from each source. All fields save automatically.

This is where you track where your money goes each month. Work through each category and enter your typical monthly spend — be honest, even the small things add up! The progress bars show what percentage of your income each category uses.

What are you saving for? Enter all your savings goals here — a house deposit, a holiday, an emergency fund, or anything that matters to you. For each goal, enter your target amount, how much you've already saved, and how much you can put away each month. Watch the progress bars fill up and your timeline update in real time. You can also add brand new goals using the form below! 🎯

See exactly how your savings grow over time. This calculator is automatically synced to your primary goal, but you can also adjust the numbers manually to test different scenarios — what if you saved an extra $50 a week? What if you increased your monthly contribution? The 24-month table and chart update instantly so you can plan with confidence. ✨

Everything you need to go from dreaming about your first home to actually getting the keys. Explore Cait's First Home Coach on the Couch online course for step-by-step guidance, and tune into the Craving a Saving Podcast for real, practical finance tips you can actually use.